Car crashes are scary, and immediately after a crash, things can be confusing. Here's five things we believe are necessary to make sure you are helping yourself should you need to file a claim for injury later. Of course, these steps are suggested to be taken after you are sure the area is clear and safe, and you are sure you are able to safely get out of the vehicle.
1. Photograph the cars and the scene.
Photos should be taken from multiple angles and distances to give perspective on the damage and to capture the site of the accident, including street names and identifying landmarks.
2. Exchange information with the other driver(s) involved.
Get insurance information, the license plate number, and even a photo of their driver license if they will let you. Photos of documents are always best, but make sure you can read all of the information in the photo.
3. Go get checked out!
Even if you do not feel hurt right away, it is better to get checked out now rather than later. The longer you wait, the more difficult it may be to recover for any injuries. If you wait to get treatment, an insurance company may deny your claim and say if you were hurt you should have gone to the hospital or doctor sooner.
4. Do not give a recorded statement.
The other driver's insurance company will attempt to get a hold of you quickly to get you to give a recorded statement of what happened. Even if you think it was no big deal, do not give this statement before being prepared by an attorney. All insurance companies do this in an attempt to make the crash partially your fault, even if you were rear ended!
5. Contact an attorney.
Insurance companies know they can get you to settle for less if they can get to you quickly. Allow an attorney to negotiate the claim for you. They will ensure that you are properly compensated and that all loose ends are tied up so that you do not have to worry about anything other than getting better!
For more info, feel free to contact our office! Drive safely!