The law requires all drivers to have insurance. Statistically, 25% of all drivers in St. Louis lack insurance. Many drivers with minimal limits have inadequate coverage for damages caused by the drivers' negligent driving. Medical bills are soaring. The injuries are real.
This morning, I received a police report involving a 3 car wreck on I70. Incredibly not one of the drivers had any insurance at all! People are driving around with defective vehicles; are texting; are talking and generally are not paying attention.
I'm implore you all, go raise your uninsurance limits and your underinsured limits today. Remember, people involved in wrecks are random victims. Insurance is there to protect you in case you get hit by some selfish person who thinks the law does not apply to them.
Do not delay. Do it today.