I've had several of these this year. One case involved a broken leg that settled for $75,000 and the other involved road rash and bruising that settled for several thousand dollars over the hospital bills. Remember that riders need to obey the law just like anybody operating a motor vehicle. You disobey a stop sign at your own risk. It could cause you to lose your claim entirely. I've been lucky having been able to avoid a total disaster for my clients. I've worked it out to 50% fault to my client's on two claims this year.